April 25 2018 /
Flood prevention. Even if you don’t live by water there’s still a chance that I could flood if it rains. if you live somewhere that you don’t believe is at risk, you should always consider taking precautions just in case an emergency arises.
Before we talked about how to prevent flooding one of the things that should be known is that flood are not covered under your home insurance and renters insurance policies but at Clear Choice Insurance we do offer separate plans that can keep you covered.
Preparing if a flood occurs
The Federal Emergency Management Agency recommends a number of steps to stay safe during emergencies and limit damage from flooding. You should:
consider taking the time to create an emergency kit for your family containing the essentials, clean drinking water and nonperishable food for every member of your family (two-week supply), flashlights, a radio, extra batteries, a first-aid kit, necessary medications, personal hygiene items and copies of important documents.
have a plan in place for how you can communicate with each other.
Elevate your furnace, water heater and electric panel in your home if live in an area with a high flood risk.
Consider installing “check valves” to prevent floodwater from backing up into the drains of your home.
If possible, construct barriers to stop floodwater from entering your home and seal basement walls with waterproofing compounds.
Acting during a flood
If a flood is likely in your area, quick action may be necessary to protect your family and property. You should:
Get information from the radio or television.
Move immediately to higher ground if there is any possibility of a flash flood. Do not wait for instructions to move.
If you need to evacuate, secure your home and move essential items to an upper floor. Turn off utilities if instructed to do so, and disconnect electrical appliances. However, do not touch electrical equipment if you are wet or standing in water.
Do not walk through moving water — it can make you fall. Use a stick to check the firmness of the ground in front of you.
Do not drive into flooded areas. If you are caught in your vehicle in floodwater, abandon your car and move to higher ground if you can do so safely.
If you have evacuated your home, do not return until authorities tell you it is safe.
Coping after a flood
Flooding can cause emotional stress along with physical hazards, so be mindful of the well-being of you and your family during the aftermath.
Floodwater can be contaminated by oil, gasoline or sewage, so avoid contact as much as possible.
Make sure your city’s water supply is safe to drink.
Clean and disinfect everything that was in contact with floodwater.
The Red Cross has a free book available called “Repairing Your Flooded Home,” which contains useful information as you clean up. It’s available at www.redcross.org. Of course, don’t hesitate to contact us as well — we’re ready to help!
If you have flood insurance, contact the claims center of your provider as soon as possible.
Flooding is one of the most common hazards in the U.S. Being prepared for any emergency is crucial for the safety of you and your family. Don’t be caught off guard!